/* ============================================
   LIC PARIS UNIT - PARIJATHA KUMAR
   Premium Multi-Page Website
   ============================================ */

:root {
  /* LIC Brand Colors */
  --lic-blue: #003594;
  --lic-blue-dark: #001a4d;
  --lic-blue-deep: #0a1f5e;
  --lic-blue-light: #1e5bc6;
  --lic-gold: #ffb81c;
  --lic-gold-dark: #d99a17;
  --lic-gold-light: #ffd166;

  /* Neutrals */
  --ink: #0a1628;
  --ink-soft: #2d3748;
  --gray-700: #2d3748;
  --gray-600: #4a5568;
  --gray-500: #718096;
  --gray-400: #a0aec0;
  --gray-300: #cbd5e0;
  --gray-200: #e2e8f0;
  --gray-100: #f1f5f9;
  --gray-50: #f8fafc;
  --white: #ffffff;

  /* Accents */
  --success: #10b981;
  --danger: #e53e3e;

  /* Typography */
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, sans-serif;

  /* Spacing */
  --container: 1240px;
  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 24px;

  /* Shadows */
  --shadow-sm: 0 2px 8px rgba(0, 53, 148, 0.06);
  --shadow: 0 10px 30px rgba(0, 53, 148, 0.08);
  --shadow-lg: 0 20px 50px rgba(0, 53, 148, 0.12);
  --shadow-gold: 0 10px 30px rgba(255, 184, 28, 0.25);
}

/* ============================================
   RESET & BASE
   ============================================ */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* ============================================
   TYPOGRAPHY
   ============================================ */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.15;
  color: var(--ink);
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.2rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.8rem, 4vw, 2.8rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }

.eyebrow {
  display: inline-block;
  padding: 6px 16px;
  background: rgba(0, 53, 148, 0.08);
  color: var(--lic-blue);
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: 100px;
  margin-bottom: 18px;
}

.eyebrow.gold {
  background: rgba(255, 184, 28, 0.15);
  color: var(--lic-gold-dark);
}

/* ============================================
   BUTTONS
   ============================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: var(--radius-sm);
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  letter-spacing: 0.02em;
  white-space: nowrap;
}

.btn-primary {
  background: var(--lic-blue);
  color: var(--white);
  box-shadow: 0 4px 12px rgba(0, 53, 148, 0.25);
}

.btn-primary:hover {
  background: var(--lic-blue-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 53, 148, 0.35);
}

.btn-gold {
  background: var(--lic-gold);
  color: var(--ink);
  box-shadow: 0 4px 12px rgba(255, 184, 28, 0.35);
}

.btn-gold:hover {
  background: var(--lic-gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(255, 184, 28, 0.45);
}

.btn-outline {
  background: transparent;
  color: var(--lic-blue);
  border: 2px solid var(--lic-blue);
}

.btn-outline:hover {
  background: var(--lic-blue);
  color: var(--white);
}

.btn-white {
  background: var(--white);
  color: var(--lic-blue);
}

.btn-white:hover {
  background: var(--lic-gold);
  color: var(--ink);
  transform: translateY(-2px);
}

.btn-whatsapp {
  background: #25d366;
  color: var(--white);
}

.btn-whatsapp:hover {
  background: #1ebe57;
  transform: translateY(-2px);
}

/* ============================================
   TOP BAR
   ============================================ */
.topbar {
  display: none;
  background: var(--lic-blue-dark);
  color: var(--white);
  padding: 10px 0;
  font-size: 0.85rem;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.topbar-info {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.topbar-info span {
  display: flex;
  align-items: center;
  gap: 6px;
  opacity: 0.9;
}

.topbar-social {
  display: flex;
  gap: 14px;
}

.topbar-social a {
  width: 26px;
  height: 26px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  transition: all 0.3s;
}

.topbar-social a:hover {
  background: var(--lic-gold);
  color: var(--ink);
  transform: translateY(-2px);
}

/* ============================================
   NAVBAR (7 items)
   ============================================ */
.navbar {
  background: var(--white);
  padding: 10px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: var(--shadow-sm);
  transition: all 0.3s;
}

.navbar.scrolled {
  box-shadow: var(--shadow);
  padding: 12px 0;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  flex-shrink: 0;
}

.logo-img {
  width: 75px;
  height: 75px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  box-shadow: 0 3px 14px rgba(0,53,148,0.22);
}

.logo-mark {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--lic-blue), var(--lic-blue-light));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: -0.04em;
  position: relative;
  overflow: hidden;
}

.logo-mark::after {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 100%;
  height: 100%;
  background: var(--lic-gold);
  border-radius: 50%;
  opacity: 0.3;
}

.logo-text strong {
  display: block;
  font-size: 1.55rem;
  color: var(--lic-blue);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.logo-text span {
  font-size: 0.8rem;
  color: var(--gray-600);
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-family: var(--font-body);
  font-weight: 600;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 26px;
}

.nav-links a {
  font-weight: 500;
  font-size: 0.92rem;
  color: var(--ink);
  transition: color 0.3s;
  position: relative;
  white-space: nowrap;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--lic-blue);
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--lic-gold);
  border-radius: 2px;
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border-radius: 8px;
  background: var(--gray-100);
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--lic-blue);
}

/* ============================================
   HERO
   ============================================ */
.hero {
  padding: 80px 0 100px;
  position: relative;
  background:
    radial-gradient(circle at 20% 50%, rgba(0, 53, 148, 0.06) 0%, transparent 50%),
    radial-gradient(circle at 80% 30%, rgba(255, 184, 28, 0.08) 0%, transparent 50%),
    var(--gray-50);
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
}

.hero-content h1 {
  margin-bottom: 22px;
}

.hero-content h1 span {
  color: var(--lic-blue);
}

.hero-content h1 em {
  font-style: italic;
  background: linear-gradient(120deg, var(--lic-gold) 0%, var(--lic-gold-dark) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  font-weight: 500;
}

.hero-desc {
  font-size: 1.1rem;
  color: var(--gray-600);
  margin-bottom: 34px;
  max-width: 540px;
}

.hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.hero-trust {
  display: flex;
  gap: 30px;
  flex-wrap: wrap;
  padding-top: 28px;
  border-top: 1px solid var(--gray-200);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
}

.trust-num {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--lic-blue);
  line-height: 1;
}

.trust-label {
  font-size: 0.85rem;
  color: var(--gray-600);
  line-height: 1.3;
}

.hero-visual {
  position: relative;
  height: 560px;
}

.hero-img-main {
  position: absolute;
  inset: 0;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.hero-img-main img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-badge {
  position: absolute;
  bottom: 30px;
  left: -30px;
  background: var(--white);
  padding: 22px 26px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 16px;
  z-index: 2;
  animation: float 4s ease-in-out infinite;
}

.hero-badge-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--lic-gold), var(--lic-gold-dark));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--ink);
  font-size: 1.6rem;
}

.hero-badge h4 {
  font-family: var(--font-body);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--lic-blue);
  margin-bottom: 2px;
}

.hero-badge p {
  font-size: 0.85rem;
  color: var(--gray-600);
  margin: 0;
}

.hero-tag {
  position: absolute;
  top: 30px;
  right: -20px;
  background: var(--lic-blue);
  color: var(--white);
  padding: 14px 20px;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow);
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 500;
  animation: float 4s ease-in-out infinite reverse;
}

.hero-tag::before {
  content: '★';
  color: var(--lic-gold);
  font-size: 1.2rem;
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

/* ============================================
   CINEMATIC HERO SLIDER (Index Page)
   ============================================ */
.hero-slider {
  position: relative;
  min-height: 720px;
  background:
    linear-gradient(105deg, rgba(8, 12, 35, 0.92) 0%, rgba(8, 12, 35, 0.6) 50%, rgba(8, 12, 35, 0.55) 100%),
    url('../images/lic-office-bg.png') center/cover no-repeat;
  color: var(--white);
  overflow: hidden;
  display: flex;
  align-items: center;
  padding: 0;
}

/* Vignette + glow */
.hero-slider::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(255, 184, 28, 0.15) 0%, transparent 60%);
  pointer-events: none;
  z-index: 1;
}

.hero-slider::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, transparent 75%, rgba(8, 12, 35, 0.7) 100%);
  pointer-events: none;
  z-index: 1;
}

/* Floating particles */
.hero-particles {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
  z-index: 1;
}

.particle {
  position: absolute;
  width: 4px;
  height: 4px;
  background: var(--lic-gold);
  border-radius: 50%;
  box-shadow: 0 0 12px var(--lic-gold), 0 0 22px var(--lic-gold-light);
  opacity: 0;
  animation: rise 9s linear infinite;
}

.particle:nth-child(1) { left: 8%; animation-delay: 0s; }
.particle:nth-child(2) { left: 18%; animation-delay: 1.2s; width: 3px; height: 3px; }
.particle:nth-child(3) { left: 28%; animation-delay: 2.5s; }
.particle:nth-child(4) { left: 38%; animation-delay: 0.8s; width: 5px; height: 5px; }
.particle:nth-child(5) { left: 48%; animation-delay: 3.5s; }
.particle:nth-child(6) { left: 58%; animation-delay: 1.8s; width: 3px; height: 3px; }
.particle:nth-child(7) { left: 68%; animation-delay: 4.2s; }
.particle:nth-child(8) { left: 78%; animation-delay: 2.8s; width: 4px; height: 4px; }
.particle:nth-child(9) { left: 88%; animation-delay: 5.5s; }
.particle:nth-child(10) { left: 92%; animation-delay: 6.5s; width: 3px; height: 3px; }

@keyframes rise {
  0% { bottom: -10%; opacity: 0; transform: translateX(0); }
  10% { opacity: 1; }
  90% { opacity: 1; }
  100% { bottom: 110%; opacity: 0; transform: translateX(50px); }
}

/* IRDAI badge */
.hero-irdai-badge {
  position: absolute;
  top: 30px;
  right: 30px;
  background: var(--lic-blue);
  color: var(--white);
  padding: 12px 22px;
  border-radius: 100px;
  font-weight: 600;
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  gap: 8px;
  z-index: 30;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.4);
  animation: float 4s ease-in-out infinite;
}

.hero-irdai-badge::before {
  content: '\2605';
  color: var(--lic-gold);
}

/* SLIDES CONTAINER */
.hero-slides-wrap {
  position: relative;
  width: 100%;
  z-index: 2;
}

.hero-slide {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  opacity: 0;
  pointer-events: none;
  transition: opacity 1s ease-in-out;
}

.hero-slide.active {
  position: relative;
  opacity: 1;
  pointer-events: auto;
}

.hero-slide-grid {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 20px;
  align-items: end;
  min-height: 720px;
}

/* LEFT IMAGE */
.hero-slide-img {
  position: relative;
  height: 700px;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  margin-bottom: -30px;
  overflow: visible;
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1;
}

.hero-slide-img img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  object-position: bottom center;
  filter:
    drop-shadow(0 0 50px rgba(255, 184, 28, 0.25))
    drop-shadow(0 25px 50px rgba(0, 0, 0, 0.7));
  animation: gentleFloat 6s ease-in-out infinite;
}

.hero-slide.style-portrait .hero-slide-img img {
  height: 100%;
  width: auto;
}

.hero-slide.style-banner .hero-slide-img {
  justify-content: flex-start;
  padding-left: 0;
  overflow: visible;
  align-items: flex-end;
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1.05;
}

.hero-slide.style-banner .hero-slide-img img {
  width: 200%;
  height: auto;
  max-width: none;
  max-height: none;
  object-fit: unset;
  filter: drop-shadow(0 25px 50px rgba(0, 0, 0, 0.5));
}

.hero-slide.style-family .hero-slide-img {
  margin-bottom: 0;
  justify-content: flex-start;
  padding-left: 0;
  overflow: hidden;
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1.05;
}

.hero-slide.style-family .hero-slide-img img {
  width: 100%;
  height: 700px;
  max-width: 100%;
  max-height: none;
  object-fit: cover;
  object-position: center center;
}

.hero-slide[data-slide="2"] .hero-slide-img {
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1.05;
}

.hero-slide[data-slide="3"] .hero-slide-img {
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1.05;
}

.hero-slide[data-slide="4"] .hero-slide-img {
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1.05;
}

.hero-slide[data-slide="5"] .hero-slide-img {
  --hero-img-shift-x: 0px;
  --hero-img-shift-y: 0px;
  --hero-img-scale: 1.05;
}

@keyframes gentleFloat {
  0%, 100% {
    transform:
      translate(var(--hero-img-shift-x), var(--hero-img-shift-y))
      scale(var(--hero-img-scale));
  }
  50% {
    transform:
      translate(var(--hero-img-shift-x), calc(var(--hero-img-shift-y) - 12px))
      scale(var(--hero-img-scale));
  }
}

/* Glow halo behind image */
.hero-slide-glow {
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 85%;
  height: 75%;
  background: radial-gradient(ellipse at center 70%, rgba(255, 184, 28, 0.35) 0%, rgba(255, 184, 28, 0.1) 35%, transparent 70%);
  z-index: 0;
  animation: glowPulse 4s ease-in-out infinite;
  pointer-events: none;
}

@keyframes glowPulse {
  0%, 100% { opacity: 0.7; transform: translateX(-50%) scale(1); }
  50% { opacity: 1; transform: translateX(-50%) scale(1.12); }
}

/* Spotlight rotating ring */
.hero-slide-spotlight {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 65%;
  height: 65%;
  transform: translate(-50%, -45%);
  background: radial-gradient(circle, rgba(255, 184, 28, 0.1) 0%, rgba(0, 53, 148, 0.06) 40%, transparent 70%);
  border-radius: 50%;
  z-index: 0;
  animation: spotlightRotate 20s linear infinite;
  pointer-events: none;
}

@keyframes spotlightRotate {
  from { transform: translate(-50%, -45%) rotate(0deg); }
  to { transform: translate(-50%, -45%) rotate(360deg); }
}

/* RIGHT CONTENT */
.hero-slide-content {
  padding-bottom: 60px;
  text-align: center;
}

.hero-pretitle {
  display: inline-block;
  font-family: var(--font-body);
  font-size: clamp(1rem, 1.7vw, 1.35rem);
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--white);
  margin-bottom: 14px;
  position: relative;
  padding: 0 60px;
}

.hero-pretitle::before,
.hero-pretitle::after {
  content: '';
  position: absolute;
  top: 50%;
  width: 45px;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--lic-gold), transparent);
  box-shadow: 0 0 12px rgba(255, 184, 28, 0.6);
}

.hero-pretitle::before {
  left: 0;
}

.hero-pretitle::after {
  right: 0;
}

.hero-main-title {
  font-family: var(--font-body);
  font-weight: 800;
  letter-spacing: 0.01em;
  line-height: 0.92;
  margin: 8px 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
  align-items: center;
}

.hero-main-title span {
  display: block;
  font-size: clamp(2.4rem, 6.5vw, 4.8rem);
  background: linear-gradient(180deg, #fff5cc 0%, var(--lic-gold) 45%, var(--lic-gold-dark) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  text-shadow: 0 4px 30px rgba(255, 184, 28, 0.4);
  filter: drop-shadow(0 4px 12px rgba(0, 0, 0, 0.5));
}

.hero-subtitle {
  font-family: var(--font-body);
  font-size: clamp(1rem, 1.6vw, 1.4rem);
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--white);
  margin-top: 14px;
  line-height: 1.4;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}

.hero-subtitle .lic-pill {
  display: inline-block;
  background: var(--lic-gold);
  color: var(--lic-blue-dark);
  padding: 3px 12px;
  border-radius: 6px;
  margin: 0 4px;
  font-weight: 800;
  vertical-align: middle;
  box-shadow: 0 4px 14px rgba(255, 184, 28, 0.45);
}

.hero-divider {
  width: 220px;
  height: 3px;
  margin: 18px auto;
  background: linear-gradient(90deg, transparent, var(--lic-gold) 20%, var(--lic-gold-light) 50%, var(--lic-gold) 80%, transparent);
  box-shadow: 0 0 18px rgba(255, 184, 28, 0.6);
  position: relative;
  border-radius: 2px;
}

.hero-slide-cta {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-top: 32px;
}

.hero-slide-cta .btn-primary {
  background: var(--lic-blue-light);
  color: var(--white);
  border: 2px solid var(--lic-blue-light);
}

.hero-slide-cta .btn-primary:hover {
  background: var(--white);
  color: var(--lic-blue-dark);
  border-color: var(--white);
}

.hero-slide-cta .btn-outline {
  border-color: rgba(255, 255, 255, 0.4);
  color: var(--white);
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(8px);
}

.hero-slide-cta .btn-outline:hover {
  background: var(--lic-gold);
  color: var(--lic-blue-dark);
  border-color: var(--lic-gold);
}

/* Name plate (only on slide 1) */
.hero-mentor-name {
  position: absolute;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%);
  background: rgba(8, 12, 35, 0.9);
  backdrop-filter: blur(20px);
  border: 1.5px solid rgba(255, 184, 28, 0.5);
  padding: 12px 26px;
  border-radius: 100px;
  z-index: 4;
  text-align: center;
  white-space: nowrap;
  box-shadow: 0 12px 35px rgba(0, 0, 0, 0.6), 0 0 30px rgba(255, 184, 28, 0.2);
}

.hero-mentor-name strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--lic-gold);
  font-weight: 600;
  line-height: 1.2;
  letter-spacing: 0.02em;
}

.hero-mentor-name span {
  font-size: 0.7rem;
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 500;
}

/* SLIDER NAVIGATION */
.slider-arrows {
  position: absolute;
  bottom: 30px;
  right: 30px;
  display: flex;
  gap: 10px;
  z-index: 25;
}

.slider-arrow {
  width: 48px;
  height: 48px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  border: 1.5px solid rgba(255, 255, 255, 0.2);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.3s;
  font-size: 1rem;
}

.slider-arrow:hover {
  background: var(--lic-gold);
  color: var(--lic-blue-dark);
  border-color: var(--lic-gold);
  transform: scale(1.1);
}

.slider-dots {
  position: absolute;
  bottom: 20px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 10px;
  z-index: 25;
}

.slider-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.3);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all 0.3s;
}

.slider-dot.active {
  background: var(--lic-gold);
  border-color: rgba(255, 184, 28, 0.4);
  width: 36px;
  border-radius: 6px;
}

/* Stats Bar - below hero */
.hero-stats-bar {
  background: linear-gradient(180deg, rgba(8, 12, 35, 0.95), var(--lic-blue-dark));
  padding: 30px 0;
  border-top: 1px solid rgba(255, 184, 28, 0.2);
  position: relative;
}

.hero-stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  max-width: 900px;
  margin: 0 auto;
}

.hero-stat {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
  padding: 18px 24px;
  display: flex;
  align-items: center;
  gap: 14px;
  transition: all 0.4s;
}

.hero-stat:hover {
  border-color: var(--lic-gold);
  transform: translateY(-4px);
  background: rgba(255, 184, 28, 0.05);
}

.hero-stat-num {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
  letter-spacing: -0.02em;
}

.hero-stat-label {
  color: rgba(255, 255, 255, 0.85);
}

.hero-stat-label strong {
  color: var(--lic-gold);
  font-weight: 700;
  font-size: 1rem;
  display: block;
  margin-bottom: 2px;
}

.hero-stat-label span {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
}

/* Animations on slide entrance */
@keyframes slideInUp {
  from { opacity: 0; transform: translateY(40px); }
  to { opacity: 1; transform: translateY(0); }
}

.hero-slide.active .hero-pretitle { animation: slideInUp 0.8s ease-out 0.3s both; }
.hero-slide.active .hero-main-title span:nth-child(1) { animation: slideInUp 0.8s ease-out 0.5s both; }
.hero-slide.active .hero-main-title span:nth-child(2) { animation: slideInUp 0.8s ease-out 0.7s both; }
.hero-slide.active .hero-subtitle { animation: slideInUp 0.8s ease-out 0.9s both; }
.hero-slide.active .hero-slide-cta { animation: slideInUp 0.8s ease-out 1.1s both; }

/* RESPONSIVE */
@media (max-width: 1024px) {
  .hero-slider {
    min-height: auto;
  }
  .hero-slide-grid {
    grid-template-columns: 1fr;
    min-height: auto;
    gap: 20px;
    padding: 30px 0 80px;
  }
  .hero-slide-img {
    height: 380px;
    margin-bottom: 0;
  }
  .hero-slide.style-banner .hero-slide-img {
    justify-content: flex-start;
    padding-left: 0;
    overflow: visible;
    align-items: flex-end;
    --hero-img-shift-x: 0px;
    --hero-img-shift-y: 0px;
    --hero-img-scale: 1.03;
  }
  .hero-slide.style-banner .hero-slide-img img {
    width: 200%;
    height: auto;
    max-width: none;
    object-fit: unset;
  }
  .hero-slide.style-family .hero-slide-img {
    justify-content: flex-start;
    padding-left: 0;
    overflow: hidden;
    --hero-img-shift-x: 0px;
    --hero-img-shift-y: 0px;
    --hero-img-scale: 1.03;
  }
  .hero-slide.style-family .hero-slide-img img {
    width: 100%;
    height: 380px;
    object-fit: cover;
    object-position: center center;
  }
  .hero-slide-content {
    padding-bottom: 30px;
  }
  .hero-irdai-badge {
    top: 16px;
    right: 16px;
    padding: 8px 16px;
    font-size: 0.82rem;
  }
  .slider-arrows {
    bottom: 60px;
    right: 16px;
  }
  .hero-stats-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }
}

@media (max-width: 768px) {
  .hero-slide-img {
    height: 300px;
  }
  .hero-slide.style-banner .hero-slide-img img,
  .hero-slide.style-family .hero-slide-img img {
    height: 300px;
  }
  .hero-slide.style-banner .hero-slide-img,
  .hero-slide.style-family .hero-slide-img {
    --hero-img-shift-x: 0px;
    --hero-img-shift-y: 0px;
    --hero-img-scale: 1.03;
  }
  .hero-main-title span {
    font-size: clamp(2rem, 13vw, 3.4rem);
  }
  .hero-mentor-name {
    font-size: 0.8rem;
    padding: 8px 16px;
    bottom: 10px;
  }
  .hero-mentor-name strong {
    font-size: 0.92rem;
  }
}

/* ============================================
   SECTION COMMON
   ============================================ */
section {
  padding: 90px 0;
}

.section-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 60px;
}

.section-head h2 {
  margin-bottom: 14px;
}

.section-head p {
  color: var(--gray-600);
  font-size: 1.05rem;
}

/* ============================================
   FEATURES
   ============================================ */
.features {
  background: var(--white);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.features-grid.three {
  grid-template-columns: repeat(3, 1fr);
}

.features-grid.two {
  grid-template-columns: repeat(2, 1fr);
}

.feature-card {
  background: var(--white);
  padding: 36px 28px;
  border-radius: var(--radius);
  position: relative;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  border: 1px solid var(--gray-200);
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--lic-blue);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s;
}

.feature-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.feature-card:hover::before {
  transform: scaleX(1);
}

.feature-num {
  position: absolute;
  top: 24px;
  right: 28px;
  font-family: var(--font-display);
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--gray-100);
  line-height: 1;
  letter-spacing: -0.04em;
  transition: color 0.4s;
}

.feature-card:hover .feature-num {
  color: rgba(255, 184, 28, 0.4);
}

.feature-icon {
  width: 56px;
  height: 56px;
  background: rgba(0, 53, 148, 0.08);
  color: var(--lic-blue);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 22px;
  transition: all 0.4s;
}

.feature-card:hover .feature-icon {
  background: var(--lic-blue);
  color: var(--white);
  transform: rotate(-6deg) scale(1.05);
}

.feature-card h3 {
  font-size: 1.25rem;
  margin-bottom: 10px;
}

.feature-card p {
  color: var(--gray-600);
  font-size: 0.92rem;
  line-height: 1.65;
}

/* ============================================
   ABOUT / WHY ME
   ============================================ */
.about {
  background: var(--gray-50);
  position: relative;
  overflow: hidden;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 70px;
  align-items: center;
}

.about-visual {
  position: relative;
  min-height: 540px;
}

.about-img-1 {
  position: absolute;
  top: 0;
  left: 0;
  width: 75%;
  height: 380px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-img-2 {
  position: absolute;
  bottom: 0;
  right: 0;
  width: 60%;
  height: 280px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 6px solid var(--white);
}

.about-img-1 img,
.about-img-2 img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-stat-circle {
  position: absolute;
  top: 320px;
  left: -10px;
  width: 130px;
  height: 130px;
  background: linear-gradient(135deg, var(--lic-gold), var(--lic-gold-dark));
  border-radius: 50%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--ink);
  text-align: center;
  font-family: var(--font-display);
  box-shadow: var(--shadow-lg);
  z-index: 3;
}

.about-stat-circle strong {
  font-size: 2.4rem;
  font-weight: 700;
  line-height: 1;
}

.about-stat-circle span {
  font-size: 0.7rem;
  font-family: var(--font-body);
  font-weight: 500;
  letter-spacing: 0.04em;
  margin-top: 6px;
  padding: 0 12px;
  line-height: 1.3;
}

.about-content h2 {
  margin-bottom: 18px;
}

.about-content > p {
  color: var(--gray-600);
  margin-bottom: 18px;
  font-size: 1rem;
}

.about-points {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin: 32px 0 36px;
}

.about-point {
  display: flex;
  gap: 14px;
}

.about-point-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: rgba(0, 53, 148, 0.08);
  color: var(--lic-blue);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.about-point h4 {
  font-family: var(--font-body);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 4px;
  color: var(--ink);
}

.about-point p {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.5;
}

.about-actions {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.signature {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 1.4rem;
  color: var(--lic-blue);
  position: relative;
  padding-left: 16px;
}

.signature::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  width: 4px;
  height: 70%;
  background: var(--lic-gold);
  transform: translateY(-50%);
  border-radius: 2px;
}

/* ============================================
   POLICIES / SERVICES
   ============================================ */
.policies {
  background: var(--white);
}

.policies-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.policy-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  border: 1px solid var(--gray-200);
  display: flex;
  flex-direction: column;
}

.policy-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.policy-img {
  position: relative;
  height: 220px;
  overflow: hidden;
}

.policy-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s;
}

.policy-card:hover .policy-img img {
  transform: scale(1.08);
}

.policy-icon-tag {
  position: absolute;
  bottom: -22px;
  left: 24px;
  width: 50px;
  height: 50px;
  background: var(--lic-blue);
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  box-shadow: var(--shadow);
  border: 4px solid var(--white);
}

.policy-body {
  padding: 36px 28px 28px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.policy-body h3 {
  font-size: 1.25rem;
  margin-bottom: 10px;
}

.policy-body p {
  color: var(--gray-600);
  font-size: 0.92rem;
  margin-bottom: 18px;
  flex: 1;
}

.policy-features {
  list-style: none;
  margin-bottom: 18px;
  font-size: 0.88rem;
  color: var(--gray-600);
}

.policy-features li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin-bottom: 6px;
}

.policy-features li i {
  color: var(--success);
  margin-top: 4px;
  flex-shrink: 0;
}

.policy-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--lic-blue);
  font-weight: 600;
  font-size: 0.9rem;
  transition: gap 0.3s;
  margin-top: auto;
}

.policy-link:hover {
  gap: 12px;
}

/* ============================================
   VIDEO SECTION
   ============================================ */
.video-section {
  background: linear-gradient(135deg, var(--lic-blue-dark) 0%, var(--lic-blue) 100%);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.video-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255, 184, 28, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.video-section .container {
  position: relative;
  z-index: 1;
}

.video-section .section-head h2,
.video-section .section-head p {
  color: var(--white);
}

.video-section .section-head p {
  opacity: 0.85;
}

.video-section .eyebrow {
  background: rgba(255, 184, 28, 0.2);
  color: var(--lic-gold);
}

.video-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

.video-grid.three {
  grid-template-columns: repeat(3, 1fr);
}

.video-card {
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all 0.4s;
}

.video-card:hover {
  transform: translateY(-6px);
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 184, 28, 0.3);
}

.video-wrap {
  position: relative;
  padding-bottom: 56.25%;
  height: 0;
  overflow: hidden;
  background: var(--lic-blue-dark);
}

.video-wrap iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

.video-card-body {
  padding: 22px 24px;
}

.video-card-body h4 {
  font-family: var(--font-body);
  color: var(--white);
  font-weight: 700;
  margin-bottom: 6px;
}

.video-card-body p {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.75);
}

/* ============================================
   WHY-AGENT (CTA SECTION)
   ============================================ */
.why-agent {
  background: linear-gradient(135deg, var(--lic-blue-dark) 0%, var(--lic-blue) 100%);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.why-agent::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255, 184, 28, 0.18) 0%, transparent 70%);
  border-radius: 50%;
}

.why-agent::after {
  content: '';
  position: absolute;
  bottom: -50%;
  left: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(30, 91, 198, 0.4) 0%, transparent 70%);
  border-radius: 50%;
}

.why-agent .container {
  position: relative;
  z-index: 1;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.why-content h2 {
  color: var(--white);
  margin-bottom: 18px;
}

.why-content h2 em {
  font-style: normal;
  color: var(--lic-gold);
}

.why-content > p {
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 30px;
  font-size: 1.05rem;
}

.why-list {
  list-style: none;
  margin-bottom: 36px;
  display: grid;
  gap: 14px;
}

.why-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.98rem;
  color: rgba(255, 255, 255, 0.95);
}

.why-list li::before {
  content: '✓';
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  background: var(--lic-gold);
  color: var(--ink);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  margin-top: 2px;
}

.why-stats {
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  padding: 40px;
}

.why-stats-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 28px;
  padding-bottom: 22px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.why-stats-head h3 {
  font-family: var(--font-body);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
}

.live-dot {
  width: 8px;
  height: 8px;
  background: var(--success);
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 0 4px rgba(16, 185, 129, 0.2);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.5; }
}

.stat-rows {
  display: grid;
  gap: 22px;
}

.stat-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 18px;
  border-bottom: 1px dashed rgba(255, 255, 255, 0.1);
}

.stat-row:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.stat-row-label {
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.8);
}

.stat-row-value {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--lic-gold);
}

/* ============================================
   TESTIMONIALS
   ============================================ */
.testimonials {
  background: var(--gray-50);
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.testimonial {
  background: var(--white);
  padding: 32px 28px;
  border-radius: var(--radius);
  position: relative;
  border: 1px solid var(--gray-200);
  transition: all 0.4s;
}

.testimonial:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: var(--lic-gold);
}

.testimonial::before {
  content: '"';
  position: absolute;
  top: 12px;
  right: 24px;
  font-family: var(--font-display);
  font-size: 5rem;
  color: var(--lic-gold);
  opacity: 0.3;
  line-height: 1;
}

.testimonial-stars {
  color: var(--lic-gold);
  margin-bottom: 16px;
  font-size: 1rem;
}

.testimonial p {
  color: var(--gray-600);
  font-size: 0.95rem;
  margin-bottom: 24px;
  line-height: 1.7;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 20px;
  border-top: 1px solid var(--gray-200);
}

.testimonial-avatar {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
}

.testimonial-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.testimonial-author strong {
  display: block;
  font-weight: 700;
  color: var(--ink);
  font-size: 0.95rem;
}

.testimonial-author span {
  font-size: 0.82rem;
  color: var(--gray-600);
}

/* ============================================
   CTA STRIP
   ============================================ */
.cta-strip {
  background: var(--lic-gold);
  padding: 50px 0;
  position: relative;
}

.cta-strip-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
}

.cta-strip h3 {
  font-size: 1.8rem;
  color: var(--ink);
  max-width: 600px;
  margin-bottom: 4px;
}

.cta-strip p {
  color: var(--ink-soft);
  font-size: 0.95rem;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
  background: var(--lic-blue-dark);
  color: rgba(255, 255, 255, 0.8);
  padding: 80px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.5fr;
  gap: 50px;
  margin-bottom: 60px;
}

.footer-brand .logo-text strong {
  color: var(--white);
}

.footer-brand .logo-text span {
  color: rgba(255, 255, 255, 0.6);
}

.footer-brand p {
  margin-top: 20px;
  font-size: 0.92rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.7);
}

.footer-social {
  display: flex;
  gap: 10px;
  margin-top: 22px;
}

.footer-social a {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  transition: all 0.3s;
}

.footer-social a:hover {
  background: var(--lic-gold);
  color: var(--ink);
  transform: translateY(-3px);
}

.footer h4 {
  font-family: var(--font-body);
  color: var(--white);
  font-weight: 700;
  font-size: 1.05rem;
  margin-bottom: 22px;
  position: relative;
  padding-bottom: 12px;
}

.footer h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background: var(--lic-gold);
}

.footer ul {
  list-style: none;
  display: grid;
  gap: 12px;
}

.footer ul a {
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.7);
  transition: all 0.3s;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer ul a::before {
  content: '›';
  color: var(--lic-gold);
  font-weight: 700;
}

.footer ul a:hover {
  color: var(--lic-gold);
  padding-left: 4px;
}

.footer-contact-item {
  display: flex;
  gap: 12px;
  margin-bottom: 18px;
}

.footer-contact-icon {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  background: rgba(255, 184, 28, 0.15);
  color: var(--lic-gold);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.footer-contact-item strong {
  display: block;
  color: var(--white);
  font-size: 0.85rem;
  margin-bottom: 2px;
  font-weight: 600;
}

.footer-contact-item span {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.7);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.6);
}

.footer-bottom a {
  color: var(--lic-gold);
  font-weight: 600;
}

/* ============================================
   PAGE BANNER
   ============================================ */
.page-banner {
  background: linear-gradient(rgba(0, 26, 77, 0.92), rgba(0, 53, 148, 0.92)),
              url('https://images.unsplash.com/photo-1521791136064-7986c2920216?w=1600&auto=format&fit=crop') center/cover;
  color: var(--white);
  padding: 90px 0 80px;
  text-align: center;
}

.page-banner h1 {
  color: var(--white);
  margin-bottom: 14px;
}

.breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.92rem;
}

.breadcrumb a {
  color: var(--lic-gold);
  font-weight: 600;
}

.breadcrumb a:hover {
  color: var(--white);
}

/* ============================================
   FORMS
   ============================================ */
.form-section {
  background: var(--gray-50);
  padding: 90px 0;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 50px;
  align-items: start;
}

.form-info {
  position: sticky;
  top: 100px;
}

.form-info h2 {
  margin-bottom: 18px;
}

.form-info > p {
  color: var(--gray-600);
  margin-bottom: 30px;
}

.benefit-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 24px 28px;
  margin-bottom: 18px;
  border-left: 4px solid var(--lic-gold);
  box-shadow: var(--shadow-sm);
  display: flex;
  gap: 16px;
  align-items: flex-start;
  transition: all 0.3s;
}

.benefit-card:hover {
  transform: translateX(6px);
  box-shadow: var(--shadow);
}

.benefit-card-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: rgba(255, 184, 28, 0.15);
  color: var(--lic-gold-dark);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.benefit-card h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1.02rem;
  margin-bottom: 6px;
  color: var(--lic-blue);
}

.benefit-card p {
  font-size: 0.9rem;
  color: var(--gray-600);
  line-height: 1.5;
}

.eligibility-box {
  background: linear-gradient(135deg, var(--lic-blue-dark), var(--lic-blue));
  color: var(--white);
  border-radius: var(--radius);
  padding: 28px;
  margin-top: 30px;
}

.eligibility-box h4 {
  color: var(--white);
  font-family: var(--font-body);
  margin-bottom: 16px;
  font-size: 1.05rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 10px;
}

.eligibility-box ul {
  list-style: none;
  display: grid;
  gap: 10px;
}

.eligibility-box li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.9);
}

.eligibility-box li::before {
  content: '✓';
  width: 20px;
  height: 20px;
  background: var(--lic-gold);
  color: var(--ink);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  flex-shrink: 0;
}

.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 42px;
  box-shadow: var(--shadow);
}

.form-card h3 {
  margin-bottom: 6px;
}

.form-card > p {
  color: var(--gray-600);
  margin-bottom: 30px;
  font-size: 0.95rem;
}

.form-step-head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 30px 0 18px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--gray-200);
}

.form-step-head:first-of-type {
  margin-top: 0;
}

.step-num {
  width: 32px;
  height: 32px;
  background: var(--lic-blue);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  flex-shrink: 0;
}

.form-step-head h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1rem;
  color: var(--ink);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 18px;
}

.form-row.three {
  grid-template-columns: repeat(3, 1fr);
}

.form-row.single {
  grid-template-columns: 1fr;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group.full {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--ink);
}

.form-group label .req {
  color: var(--danger);
  margin-left: 2px;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.95rem;
  color: var(--ink);
  background: var(--white);
  transition: all 0.2s;
  width: 100%;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--lic-blue);
  box-shadow: 0 0 0 4px rgba(0, 53, 148, 0.08);
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 22px 0;
  padding: 16px;
  background: var(--gray-50);
  border-radius: var(--radius-sm);
}

.checkbox-group input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--lic-blue);
  flex-shrink: 0;
}

.checkbox-group label {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.5;
  cursor: pointer;
}

.form-submit {
  width: 100%;
  padding: 16px;
  font-size: 1rem;
  margin-top: 16px;
  justify-content: center;
}

.form-secure-note {
  text-align: center;
  font-size: 0.85rem;
  color: var(--gray-600);
  margin-top: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.form-secure-note i {
  color: var(--success);
}

/* ============================================
   DOCUMENTS LIST
   ============================================ */
.documents-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.document-item {
  background: var(--white);
  padding: 28px;
  border-radius: var(--radius);
  border: 1px solid var(--gray-200);
  display: flex;
  gap: 16px;
  align-items: flex-start;
  transition: all 0.3s;
}

.document-item:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: var(--lic-gold);
}

.document-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--lic-blue), var(--lic-blue-light));
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.document-item h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1rem;
  margin-bottom: 4px;
  color: var(--ink);
}

.document-item p {
  font-size: 0.88rem;
  color: var(--gray-600);
}

/* ============================================
   ELIGIBILITY GRID
   ============================================ */
.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
}

.eligibility-card {
  background: var(--white);
  padding: 32px;
  border-radius: var(--radius);
  border-top: 4px solid var(--lic-blue);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s;
}

.eligibility-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-top-color: var(--lic-gold);
}

.eligibility-card .icon-row {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}

.eligibility-card .icon-row i {
  width: 44px;
  height: 44px;
  background: rgba(0, 53, 148, 0.08);
  color: var(--lic-blue);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.eligibility-card h3 {
  font-family: var(--font-body);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--ink);
  margin: 0;
}

.eligibility-card p {
  color: var(--gray-600);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* ============================================
   WHO CAN APPLY
   ============================================ */
.who-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.who-card {
  background: var(--white);
  padding: 30px 24px;
  border-radius: var(--radius);
  border: 1px solid var(--gray-200);
  text-align: center;
  transition: all 0.4s;
  position: relative;
}

.who-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--lic-gold);
  background: linear-gradient(135deg, var(--white), var(--gray-50));
}

.who-card .icon-circle {
  width: 70px;
  height: 70px;
  margin: 0 auto 18px;
  background: linear-gradient(135deg, var(--lic-blue), var(--lic-blue-light));
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  transition: all 0.4s;
}

.who-card:hover .icon-circle {
  background: linear-gradient(135deg, var(--lic-gold), var(--lic-gold-dark));
  color: var(--ink);
  transform: scale(1.1) rotate(-6deg);
}

.who-card h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1rem;
  color: var(--ink);
}

/* ============================================
   CONTACT
   ============================================ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 50px;
  margin-bottom: 50px;
}

.contact-card-list {
  display: grid;
  gap: 22px;
}

.contact-card {
  background: var(--white);
  padding: 26px;
  border-radius: var(--radius);
  display: flex;
  gap: 18px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all 0.3s;
}

.contact-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: var(--lic-gold);
}

.contact-card-icon {
  width: 54px;
  height: 54px;
  flex-shrink: 0;
  background: linear-gradient(135deg, var(--lic-blue), var(--lic-blue-light));
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}

.contact-card h4 {
  font-family: var(--font-body);
  font-weight: 700;
  margin-bottom: 4px;
  color: var(--ink);
}

.contact-card p {
  color: var(--gray-600);
  font-size: 0.92rem;
  line-height: 1.5;
}

.map-wrap {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--gray-200);
  margin-top: 30px;
  height: 380px;
}

.map-wrap iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

/* ============================================
   WHATSAPP FLOAT BUTTON
   ============================================ */
.whatsapp-float {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 60px;
  height: 60px;
  background: #25d366;
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
  z-index: 99;
  transition: all 0.3s;
  animation: pulse-whatsapp 2s infinite;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  background: #1ebe57;
}

@keyframes pulse-whatsapp {
  0%, 100% { box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4), 0 0 0 0 rgba(37, 211, 102, 0.6); }
  50% { box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4), 0 0 0 14px rgba(37, 211, 102, 0); }
}

/* ============================================
   SCROLL ANIMATIONS
   ============================================ */
[data-aos] {
  opacity: 0;
  transition: all 0.8s cubic-bezier(0.4, 0, 0.2, 1);
}

[data-aos="fade-up"] {
  transform: translateY(40px);
}

[data-aos="fade-down"] {
  transform: translateY(-40px);
}

[data-aos="fade-left"] {
  transform: translateX(40px);
}

[data-aos="fade-right"] {
  transform: translateX(-40px);
}

[data-aos="zoom-in"] {
  transform: scale(0.9);
}

[data-aos="flip-up"] {
  transform: perspective(1000px) rotateX(20deg);
}

[data-aos].aos-animate {
  opacity: 1;
  transform: translateY(0) translateX(0) scale(1) rotateX(0);
}

[data-aos-delay="100"] { transition-delay: 0.1s; }
[data-aos-delay="200"] { transition-delay: 0.2s; }
[data-aos-delay="300"] { transition-delay: 0.3s; }
[data-aos-delay="400"] { transition-delay: 0.4s; }
[data-aos-delay="500"] { transition-delay: 0.5s; }
[data-aos-delay="600"] { transition-delay: 0.6s; }

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1100px) {
  .nav-links {
    gap: 20px;
  }

  .nav-links a {
    font-size: 0.88rem;
  }
}

@media (max-width: 1024px) {
  .hero-grid,
  .about-grid,
  .why-grid,
  .form-grid,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .features-grid,
  .features-grid.three,
  .policies-grid,
  .testimonial-grid,
  .who-grid,
  .documents-list,
  .video-grid.three {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }

  .form-info {
    position: static;
  }

  .hero-visual {
    height: 440px;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 20px;
    gap: 14px;
    box-shadow: var(--shadow);
  }

  .nav-links.open {
    display: flex;
  }

  .nav-links a {
    font-size: 0.95rem;
    padding: 8px 0;
  }

  .menu-toggle {
    display: flex;
  }

  .nav-cta .btn:not(.menu-toggle) {
    display: none;
  }
}

@media (max-width: 768px) {
  section {
    padding: 60px 0;
  }

  .features-grid,
  .features-grid.three,
  .features-grid.two,
  .policies-grid,
  .testimonial-grid,
  .footer-grid,
  .about-points,
  .form-row,
  .form-row.three,
  .who-grid,
  .documents-list,
  .video-grid,
  .video-grid.three,
  .eligibility-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    padding: 50px 0 70px;
  }

  .hero-visual {
    height: 380px;
  }

  .hero-badge {
    left: 10px;
    bottom: 15px;
    padding: 16px 20px;
  }

  .hero-tag {
    right: 10px;
    top: 15px;
    font-size: 0.85rem;
    padding: 10px 16px;
  }

  .form-card {
    padding: 28px 22px;
  }

  .topbar-info {
    gap: 14px;
    font-size: 0.78rem;
  }

  .cta-strip-inner {
    flex-direction: column;
    text-align: center;
  }

  .whatsapp-float {
    width: 54px;
    height: 54px;
    font-size: 1.6rem;
    bottom: 20px;
    right: 20px;
  }

  .hero-trust {
    gap: 18px;
  }

  .trust-num {
    font-size: 1.6rem;
  }
}