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LIC Policies & Plans

Home LIC Policies
Plans for Every Stage of Life

Find the Right LIC Policy for You

From your first job to your retirement — every milestone deserves the right protection. Choose from our handpicked LIC plans below.

Term Insurance

Term Insurance Plans

Maximum life cover at minimum premium. Pure protection for your family's financial security.

  • High sum assured, low premium
  • Tax benefits under 80C & 10(10D)
  • Optional riders available
Apply Now
Child Plan

Child Education Plans

Build a guaranteed corpus for your child's higher education, marriage, or first venture.

  • Maturity at age 18, 21 or 25
  • Premium waiver on parent's demise
  • Periodic milestone payouts
Apply Now
Pension Plan

Pension & Retirement Plans

Guaranteed monthly income for life after retirement. Plan today for a stress-free tomorrow.

  • Lifetime guaranteed pension
  • Joint life option for spouse
  • Lump sum + monthly options
Apply Now
Money Back

Money Back Plans

Periodic cash payouts during the policy term plus a lump sum at maturity.

  • Periodic survival benefits
  • Bonus + maturity lump sum
  • Liquidity + protection
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Endowment

Endowment Plans

Combine savings with life cover. Guaranteed returns with the safety of LIC backing.

  • Guaranteed maturity benefit
  • Death benefit included
  • Regular bonuses declared
Apply Now
Health

Health & Critical Illness

Lump-sum protection against 30+ critical illnesses including cancer, heart attack, and stroke.

  • 30+ illnesses covered
  • One-time lump sum payout
  • For treatment or income loss
Apply Now
Apply for an LIC Policy

Get Personally Guided by an LIC Expert

Submit the form on the right and M. Parijatha Kumar will personally call you within 24 hours to walk you through the right policy for your needs.

Personal Consultation

20+ years of experience working for you. Honest, need-based advice with zero pressure.

Best Premium Quotes

Get competitive premiums tailored to your age, health, and financial goals.

Doorstep Service

Document collection and policy delivery at your home or office across Chennai.

Lifetime Support

Premium reminders, claim assistance, policy modifications — we're here for life.

Why LIC of India?

  • Backed by Government of India
  • Highest claim settlement ratio
  • Trusted by millions of families
  • IRDAI registered & regulated

Apply for Your LIC Policy

Fill in your details below — quick, secure, and free. We'll get back to you within 24 hours.

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Which LIC Policy Are You Interested In?

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